Our Services

The Gus Bates team offers more than life insurance and financial planning. We begin each client relationship with a foundation of understanding. We’ll get to know you so we can customize a plan to serve all your insurance, investment, and retirement needs. Then, we’ll provide all the information you need to make sound financial decisions that stand the test of time.

Life Insurance

Gus Bates Financial Services customizes life insurance recommendations to meet your specific individual and business insurance needs. We’ll provide the answers you need to choose the policy that’s right for you – for peace of mind today, and a continued legacy of financial security for those you’ll leave behind.

  • Term - 10,15,20, 30-Year level premium
  • Permanent - Universal Life, Indexed Universal Life, Variable Life, Whole Life
  • Business policies – Buy/Sell, Key Person, Executive Bonus Arrangements
Long-term Care Insurance

Gus Bates Financial Services makes sure your assets are protected in the event you need long-term care. We’ll recommend the policy that provides benefits ranging from traditional nursing home, assisted living, and home care, to a combination of care benefits and life insurance.

  • Traditional, Life/LTC Combo, Life/LTC Hybrid
Disability Insurance

Gus Bates Financial Services will assess your disability insurance needs to determine the best level of coverage to protect your income, should you become unable to work. We offer individual and group policies, tailored to your needs.

  • Personal and Multi-Life/Group
Medicare Products

Medicare coverage can be unnecessarily complicated. Our team will help you every step of the way including enrollment in Medicare and choosing the right supplemental pieces. We also help employees transition from group coverage to Medicare.

  • Medicare Supplements, Medicare Advantage, Medicare Part D
Wealth Management

You’ve worked hard to build wealth and security for yourself and your family. Our goal is to help grow and protect your assets with wealth management services specific to your financial goals, timeline, and risk tolerance.

  • Active money management in partnership with third-party wealth managers
Financial Planning

Financial planning involves looking at your entire financial picture and advising you on how to achieve your short and long-term financial goals. From saving for education and planning for retirement to effectively managing taxes and insurance, we develop deep relationships with you to help provide confidence today and a more secure tomorrow.

Mutual Funds

Mutual fund investing maximize returns while minimizing risk. We offer a variety of retirement, investment, and college savings options.

  • Brokerage Accounts, IRAs, Roth IRAs, SEPs, SIMPLE-IRAs, College Savings plans

Annuities are used to protect against market risk while still providing upside potential. They can also be used to guarantee income. We'll help you determine whether an annuity fits your retirement goals.

  • Variable, Indexed, Fixed, Registered Indexed

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